Dynamic Shipper’s Interest Insurance

Relying on carrier liability policies creates gaps in coverage and limits for the cargo being shipped. With Orinoco™ (Dynamic Shipper’s Interest Insurance), you can make sure you protect your customer’s goods above and beyond the limitations of carrier liability policies.

Orinoco™ – shipper’s interest, but digital.

This is first-party coverage, designed to protect shippers and cargo owners from the gaps in coverage left by carrier liability policies.

These policies can be accessed directly through the Loadsure portal, API or Self-Service Reporters so customers benefit from a convenient self-service experience. With nearly unlimited configurations in our advanced rating model, we can customize solutions to meet you and your clients needs.

How does it work?

Set limits and fixed commodity rates across all of your customers have historically driven up shipper’s interest premiums, but Loadsure’s AI-powered approach eliminates these issues, by enabling custom pricing and configuration for unique clients and risks.

Access Orinoco™ through Loadsure’s intuitive software platform service, via online portal or directly integrated into your digital workflows, with no download required.

Key benefits

  • Empowers assureds to generate insurance certificates directly via the Loadsure portal 
  • Gives assureds a custom rating, with broadened terms and conditions 
  • Provides assureds with access to real-time visibility on account performance

IMPORTANT RISK WARNING: Insurance products are subject to certain risks and uncertainties. While insurance is designed to provide coverage for various losses and liabilities, it is important to understand that it may not cover all potential risks or losses. The effectiveness of an insurance policy depends on the specific terms and conditions, exclusions, and limits of the policy. It is essential to read and understand the policy documentation before purchasing insurance. If you have any questions or uncertainties, please consult with a professional advisor. Remember, the purpose of insurance is to provide protection against potential future losses, and it is not intended as an investment product. It does not provide a return on investment like a savings account or investment product.


01 /

What are the Orinoco™ policy limits?

Orinoco™ has up to $10M in international and domestic conveyance limits via the digital system, and up to $250,000 in domestic and international coverage for LTL shipments.

02 /

Which commodities are outside of appetite?

- Cash & Financial Instruments Documents — negotiable documents or instruments, monies of every description, securities, bonds, bullion, stamps, credit and debit cards including telephone calling cards.

- Pharmaceuticals — (other than FDA approved ‘over-the-counter’ pharmaceuticals which are not excluded), Nutraceuticals (other than FDA approved ‘over-the-counter’ nutraceuticals which are not excluded), Narcotics/narcotic based substances including but not limited to Marijuana, CBD, THC.

- Life Science Materials — Including but not limited to: Biological materials (defined as goods used in medical and/or scientific applications to support, enhance, or replace damaged tissue or a biological function), blood or blood related substances, reproductive substances, and human related materials used for medical and/or scientific research.]

- Luxury Goods — Furs, precious metals, precious stones, non-costume jewelry (including watches), perfumes, antiques and art.

- Tech Goods — Mobile telephones.

- Live Animals / Plants - Living creatures and life forms of any type (other than plants and flowers for retail distribution).

- Other — Satellites, nuclear fuel, explosives, firearms, ammunition, fish meal.

03 /

Who manages the claims handling?

For our Orinoco™ policy, claims handling is carried out by the Loadsure in-house claims department.

04 /

Is this policy intended for domestic transportation and logistics providers, or can international providers utilize these products as well?

This product is intended for ALL transportation and logistics companies, whether shipping goods domestically or internationally.

05 /

Who gets indemnified in the event of an insured loss?

The party with an insurable interest in the insured goods, as declared on the policy or certificate of insurance, will be indemnified in the event of an insured loss.

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