Orinoco™
Dynamic Shipper’s Interest Insurance

Carrier liability only covers so much and it leaves shippers exposed. Orinoco closes those gaps with first-party protection that keeps your cargo covered, end to end.

Unlike liability policies that only protect the carrier, Orinoco shipper's interest insures cargo owners directly. That means broader coverage, fewer disputes, and faster claims when losses happen so your business keeps moving.

Orinoco – protect every shipment, without the gaps.

Orinoco is dynamic shipper’s interest insurance. It’s affordable, all-risk, first-party coverage that pays the full value of goods, closing the gaps left by limited carrier liability and protecting both cargo owners and freight brokers.

Access coverage instantly through our portal or API. And with our advanced rating model offering nearly unlimited configurations, we can tailor coverage to fit your business and your customers’ needs.

For shippers and freight owners: Protect every load with full-value, first-party coverage.

For freight brokers: Offer your customers seamless protection while you focus on moving freight.

For insurance brokers: Deliver instant, accurately priced certificates for shipper clients in seconds.

What’s the big idea?

Shipper’s interest insurance shouldn’t be one-size-fits-all.

Orinoco uses Loadsure’s AI-powered rating model to price coverage in seconds. No more fixed limits or blanket rates that drive up premiums. Instead, every policy is tailored to the actual risk of each shipment.

And getting coverage is just as easy. Access Orinoco shipper’s interest insurance instantly through the Loadsure portal or embed Loadsure in your TMS in as little as 24 hours.

Who is Orinoco shipper's interest designed to protect?

  • Freight brokers
  • Freight forwarders
  • Freight owners & Shippers
  • NVOCCs
  • Freight boards
  • Logistics service providers/3PLs

What coverage levels does Orinoco provide?

Orinoco is an A-rated, all-risk policy for goods and merchandise in transit regardless of whether the damage was caused by carrier negligence, an Act of God, or theft.

- Up to $10 million in international and domestic shipment limits
- Up to $250,000 in domestic and international coverage for LTL shipments
- Coverage for select, hard-to-place risks are available
- Referrals for high-value shipments can be expedited with underwriting approval

Key benefits

Instant certificates – Generate shipper’s interest certificates directly in the Loadsure portal.

Custom coverage – Get tailored ratings with broadened terms and conditions to match your shipments.

Real-time visibility – Track account performance and coverage activity with up-to-the-minute reporting.

Flexible access – Quote and bind via the portal or integrate Orinoco directly into your TMS workflows.

IMPORTANT RISK WARNING: Insurance products are subject to certain risks and uncertainties. While insurance is designed to provide coverage for various losses and liabilities, it is important to understand that it may not cover all potential risks or losses. The effectiveness of an insurance policy depends on the specific terms and conditions, exclusions, and limits of the policy. It is essential to read and understand the policy documentation before purchasing insurance. If you have any questions or uncertainties, please consult with a professional advisor. Remember, the purpose of insurance is to provide protection against potential future losses, and it is not intended as an investment product. It does not provide a return on investment like a savings account or investment product.

FAQs

01 /

What are the Orinoco policy limits?

Orinoco has up to $10 million in international and domestic shipment limits and up to $250,000 in domestic and international coverage for LTL shipments.
02 /

Which commodities are outside of appetite?

- Cash and Financial Instruments Documents — negotiable documents or instruments, monies of every description, securities, bonds, bullion, stamps, credit and debit cards including telephone calling cards.

- Pharmaceuticals — (other than FDA approved ‘over-the-counter’ pharmaceuticals which are not excluded), Nutraceuticals (other than FDA approved ‘over-the-counter’ nutraceuticals which are not excluded), Narcotics/narcotic based substances including but not limited to Marijuana, CBD, THC.

- Life Science Materials — Including but not limited to: Biological materials (defined as goods used in medical and/or scientific applications to support, enhance, or replace damaged tissue or a biological function), blood or blood related substances, reproductive substances, and human related materials used for medical and/or scientific research.]

- Luxury Goods — Furs, precious metals, precious stones, non-costume jewelry (including watches), perfumes, antiques and art.

- Tech Goods — Mobile telephones.

- Live Animals / Plants - Living creatures and life forms of any type (other than plants and flowers for retail distribution).

- Other — Satellites, nuclear fuel, explosives, firearms, ammunition, fish meal.
03 /

Who manages the claims handling?

Orinoco policy claims handling is managed by the Loadsure in-house claims team.
04 /

Is this policy intended for domestic transportation and logistics providers, or can international providers utilize these products as well?

This product is intended for all transportation and logistics companies, whether shipping goods domestically or internationally.
05 /

Who gets indemnified in the event of an insured loss?

The party with an insurable interest in the insured goods, as declared on the policy or certificate of insurance, will be indemnified in the event of an insured loss.

Let’s talk freight protection.

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