A product’s journey doesn’t end at the port. From there, it moves through warehouses, handoffs, and multiple instances of downtime — all before reaching the customer. Every step carries risk, and today’s supply chains are longer, more exposed, and harder to insure with traditional coverage.

This evolution is driving demand for a more comprehensive form of protection — coverage that follows goods from point of origin to final delivery.

That’s why Loadsure offers Huron™ — our Stock Throughput and Ocean Cargo Insurance solution. It’s designed to close traditional coverage gaps, and it forms a core part of Loadsure’s 360° holistic freight protection mission.

Why is stock throughput insurance so valuable in 2025?

Stock throughput insurance offers continuous protection against physical loss or damage, covering goods as they move through the entire supply chain — both in transit and in storage. Unlike traditional insurance, which often splits coverage between marine cargo and property policies (and leaves costly gray areas in between), stock throughput insurance consolidates this protection into a single, streamlined solution.

Holistic coverage like this is more important today than it’s ever been, when unpredictable risks like theft and extreme weather are becoming increasingly common and costly. According to Verisk CargoNet, cargo theft reached record levels in 2024, with 3,625 reported incidents across the United States and Canada (totaling $454,914,764 in estimated losses). Of all those instances, the top two targeted location types were warehouses / distribution centres and truck stops. Meanwhile, in its 2024 supply chain resilience survey, the Business Continuity Institute found that over a quarter of organizations experienced weather- or disaster-related disruptions.

Against this backdrop of volatility, an integrated, end-to-end policy like Huron™ is a strategic asset. For shippers and brokers alike, having seamless coverage across the product journey can reduce claims friction, eliminate surprise exclusions, and ensure business continuity when losses occur.

How we developed Huron™ — Loadsure’s answer to stock throughput coverage

At Loadsure, we’re building insurance for the modern supply chain: data-driven, fast, and adaptable. Huron™ is the ultimate embodiment of that vision.

Our stock throughput offering provides comprehensive coverage for goods in transit and in storage, using  real-time, third-party, and proprietary data to dynamically price risk. That includes insights from catastrophe models, route analysis, warehouse profiles, and more.

The result? Faster turnarounds, clearer coverage, fewer gaps for shippers, and importantly, the peace of mind to grow with confidence.

The key benefits of Huron™

• Deep expertise: We have decades of experience across both brokerage and underwriting. We understand how to fairly price risk and where to look for margin and efficiency — all while protecting clients from adverse exposure.
• Real-time risk intelligence: Our dynamic pricing engine draws from a wide array of risk signals — including location-level insights and transit exposures — enabling us to deliver more accurate premiums and faster decisions.
• Strategic partnerships: We’ve built strong relationships with third-party organizations like WeatherOptics, transforming complex weather data into actionable insights for shippers,  and National Cargo Bureau, whose field teams conduct regular site surveys across U.S. ports and terminals. These insights feed into our risk models, providing a more nuanced view of physical risk and ensuring we can protect clients more effectively.

Why choose Huron™ as your stock throughput offering

Huron™ delivers streamlined, affordable protection across the supply chain. If something goes wrong — in a warehouse, on the water, or over the road — you’re covered. In today’s volatile environment, that depth of coverage can make all the difference.

But Huron™ isn’t just about recovering from loss. It’s also about equipping our customers with the power to prevent losses before they happen. We’re actively investing in predictive risk insights so that clients can identify vulnerabilities and take preventive action in real time.

With Loadsure, you’re not just buying a policy. You’re gaining a partner that grows with you — from your first shipment to your eventual global expansion.

How to know if Huron™ is right for you

Stock throughput insurance isn’t a one-size-fits-all solution. However, for businesses with complex storage and transit needs, it can be transformational. 

If you’re curious about whether Huron™ is the right fit for you, visit our dedicated Huron™ product page or fill in the form below to reach out to our team and learn more. We’ll help you find the right protection and close the gaps, so that risk doesn’t slow you down.